Posts Tagged ‘Cards’

1
May

Get out of Debt

   Posted by: admin    in Business, Entrenprenuer, Money, Politics, Scandal, Unemployment

The stock market and the home value crisis was just the tip of the iceberg. These homeowners that owe more than their houses are currently valued have another problem in their portfolio. The last couple of years have been ones of free credit for consumers. Stores, credit card companies, and banks gave out credit like candy. We are about to the see the horrible affects of those loans in 2009-2010.
Credit cards offered o% cash loans to consumers who ate them up. Now these companies have decreased their credit lines and jacked their rates as they realize that their offers were not warranted. They know that many defaults are likely and that they must recoup as much money as possible with higher rates now before the Obama administration makes it easier to get away from these debts.
It is very important for us to get out of debt in any way possible. Their are many unsecured debt relief programs out there that can help you drastically reduce your payment and crawl back into the black. Sure you may have a small blemish on your credit report but it’s much better than carrying huge balances that will never be paid off. If you have a lot of this debt, please seek credit card debt help.

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1
May

The Credit is due.

   Posted by: admin    in Business, Entrenprenuer, Money, Politics

It seems as the economy is finally on the upswing. After all of the hoopla about Obama’s first 100 days in office and his progress, many like myself wonder when the stimulus bill will actually trickle down and start helping the middle class. Our taxpayer money has invested millions into banks to keep their liquidity up. These banks in return are supposed to be giving homeowners and businesses access to credit they deserve.
However, I think the banks have taken advantage of the bailout and have tightened their lending criteria compounding the original issue. It’s just another way the consumer is held accountable for a greedy industry. One point that I agree on with Obama is his fight to end senseless credit card rate hikes. Many companies, fearing new legislation to ban increases, have started notifying good customers that their limits have been slashed and their rates have been increased.
I guess being a small business owner that takes responsibility for his original terms and agreement won’t ever understand how corporations can hide behind their customer service and take advantage of lengthy terms that their lawyers so masterfully created for situation like this.

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You Make Contacting You Convenient for the Company

Your business card should list your different phone numbers with the best times to reach you. Having a website address on your card is great if your website supports the image your business card promotes of you and further sells your skills and abilities.

In presenting multi contact options on your business card, you increase the convenience for hiring companies to get a hold of you. Make sure everything including your contact information is accurate on your business card. Never hand out old cards – keep your information updated.

You Make Yourself Look Like the Professional You Are

Having a business card sets you apart as a professional whether you own a business or not. Whatever your profession, announcing it on a business card with your contact information gets attention and promotes you as a serious expert. Keep the card tasteful and don’t be pretentious.

“Mary Smith, Floral Designer” is fine, but Mary Smith, Award Winning Designer of Floral Fantasies” is way over the top, not to mention ridiculous-sounding. If you have won an award, you can explain that in a separate line under your title such as: “Winner of the Connecticut Floral Association Design Award for 2008.”

If you’re involved in more than one profession, always have a separate business card for each one. “Jim Johnson, Professional Writer and Painter” just comes off as confusing and unfocused rather than professional. A business card that you hand out at a job interview identifies who you are to a potential employer, so be sure this identity is clear and professional-sounding.

You Look both Polished and Prepared

You may be surprised when you get to your job interview. Panel interviews with more than one interviewer are becoming more and more common. If you always carry a stack of your business cards with you, you’ll be able to hand out a card to each interviewer. This is likely to make a positive impression. By simply carrying extra business cards, you can appear both polished and prepared at your job interview.

Another way to be polished and prepared in a businesslike way is to be sure that all of your career communication tools form a cohesive presentation of who you are professionally. The contact information and image presented by your business cards, cover letter and resume should be supported by your voice mail, answering machine and website. Make sure all of your communications details are accurate and relevant.

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